Health Care
Posted: Thu Aug 13, 2020 4:23 pm
Hello Folks,
The NHS has looked after my family and me really well for more than seventy years. I, for one, would not wish to see it diminished in any way and I do not have a single complaint to make.
However, since Christmas last, we have stayed full time here in rural France. To be honest, this has been because of the virus... We feel safe here.
As a result, it became necessary to throw away the NHS 'EHIC' cards, and take out full French health cover; this has just been completed.
I thought you might like to know how it seems to work. Broadly speaking, the standard national care system pays for 70% of costs one may incur. We have bought independent insurance cover to meet the remaining 30%. This costs us about 80 euros each per month for quite a good level of cover. eg: either of us could take a single room if we were to be hospitalised. Care of the long term health problems we have is well covered. So we pay a good bit extra for healthcare than we would have done if we'd returned to UK.
At this early stage, it appears that the French health system provides an enhanced level of service compared to the UK's. A GP appointment is often same day as the booking, dental care and opticians' work is partially paid for, emergency care seems pretty good. Hospital car parking is free. Blood tests and injections are often carried out in your home by the district nurse. Test results come through like lightning. Prescription costs are covered.
Maybe the service is better but you pay a fair whack extra for it don't you? Also, if you're skint and can't pay the extra insurance premiums, I really don't know what happens to you.
Why am I writing this? Almost forgotten now... but I guess it would be interesting to know if people would or wouldn't be in favour of paying more to achieve an enhanced level of NHS service in UK and/or, maybe, better remuneration for those who work in it.
PS: Of course, I'd feel a lot better still if I were able to get back to Brisbane Road more often... Not to mention the Birkie!
The NHS has looked after my family and me really well for more than seventy years. I, for one, would not wish to see it diminished in any way and I do not have a single complaint to make.
However, since Christmas last, we have stayed full time here in rural France. To be honest, this has been because of the virus... We feel safe here.
As a result, it became necessary to throw away the NHS 'EHIC' cards, and take out full French health cover; this has just been completed.
I thought you might like to know how it seems to work. Broadly speaking, the standard national care system pays for 70% of costs one may incur. We have bought independent insurance cover to meet the remaining 30%. This costs us about 80 euros each per month for quite a good level of cover. eg: either of us could take a single room if we were to be hospitalised. Care of the long term health problems we have is well covered. So we pay a good bit extra for healthcare than we would have done if we'd returned to UK.
At this early stage, it appears that the French health system provides an enhanced level of service compared to the UK's. A GP appointment is often same day as the booking, dental care and opticians' work is partially paid for, emergency care seems pretty good. Hospital car parking is free. Blood tests and injections are often carried out in your home by the district nurse. Test results come through like lightning. Prescription costs are covered.
Maybe the service is better but you pay a fair whack extra for it don't you? Also, if you're skint and can't pay the extra insurance premiums, I really don't know what happens to you.
Why am I writing this? Almost forgotten now... but I guess it would be interesting to know if people would or wouldn't be in favour of paying more to achieve an enhanced level of NHS service in UK and/or, maybe, better remuneration for those who work in it.
PS: Of course, I'd feel a lot better still if I were able to get back to Brisbane Road more often... Not to mention the Birkie!