Re: Tory Watch
Posted: Sun Jun 18, 2023 8:00 pm
Your replies don't seem to follow what's been said before, tbf.
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I am an anarchist and firmly believe the only way out of the mess is to completely dismantle the current system. I will always aline myself with those with the least. The current government are awful self serving parasites, the next lot won't be as bad, but the system will remain the same.tuffers#1 wrote: ↑Sun Jun 18, 2023 7:11 pmIm fineThe Mindsweep wrote: ↑Sun Jun 18, 2023 7:05 pmAre you OK?tuffers#1 wrote: ↑Sun Jun 18, 2023 6:54 pm
Oh you mean a Bedroom .
For a man who is worried his wife & Child are about to made homeless according to his message to LK on tv this morning .
Im sure the offer you've given will help him
Because the interest rates have gone up down
to this sh!te government's incompetence .
Just Sick of this sh!t government voted in by
a Pathetic Majority of the voting Electorate ,
destroying Lives & putting peoples lives at risk
.
Suicide is being mentioned on a massive scale
all over radio shows & tv .
Still you dont seem to care much about them eh ?
Align away , dismantle doesnt work. BUILDING social Housing will. Anarchy meant the crooks just knick all the money like the scum in power are doing right now !The Mindsweep wrote: ↑Sun Jun 18, 2023 8:06 pmI am an anarchist and firmly believe the only way out of the mess is to completely dismantle the current system. I will always aline myself with those with the least. The current government are awful self serving parasites, the next lot won't be as bad, but the system will remain the same.tuffers#1 wrote: ↑Sun Jun 18, 2023 7:11 pmIm fine
Just Sick of this sh!t government voted in by
a Pathetic Majority of the voting Electorate ,
destroying Lives & putting peoples lives at risk
.
Suicide is being mentioned on a massive scale
all over radio shows & tv .
Still you dont seem to care much about them eh ?
tuffers#1 wrote: ↑Sun Jun 18, 2023 8:15 pmAlign away , dismantle doesnt work. BUILDING social Housing will. Anarchy meant the crooks just knick all the money like the scum in power are doing right now !The Mindsweep wrote: ↑Sun Jun 18, 2023 8:06 pmI am an anarchist and firmly believe the only way out of the mess is to completely dismantle the current system. I will always aline myself with those with the least. The current government are awful self serving parasites, the next lot won't be as bad, but the system will remain the same.tuffers#1 wrote: ↑Sun Jun 18, 2023 7:11 pm
Im fine
Just Sick of this sh!t government voted in by
a Pathetic Majority of the voting Electorate ,
destroying Lives & putting peoples lives at risk
.
Suicide is being mentioned on a massive scale
all over radio shows & tv .
Still you dont seem to care much about them eh ?
Its not the palaces fault ,they are inanimate entities. No wonder you are lost with PoliticsMax B Gold wrote: ↑Sun Jun 18, 2023 8:48 pmtuffers#1 wrote: ↑Sun Jun 18, 2023 8:15 pmAlign away , dismantle doesnt work. BUILDING social Housing will. Anarchy meant the crooks just knick all the money like the scum in power are doing right now !The Mindsweep wrote: ↑Sun Jun 18, 2023 8:06 pm
I am an anarchist and firmly believe the only way out of the mess is to completely dismantle the current system. I will always aline myself with those with the least. The current government are awful self serving parasites, the next lot won't be as bad, but the system will remain the same.
"It is we the workers who built these palaces and cities here in Spain and in America and everywhere. We, the workers, can build others to take their place. And better ones! We are not in the least afraid of ruins."
Buenaventura Durruti
I get regular mortgage analysis through from UK Finance and can confirm that the majority of homeowners do not even have a mortgage (or any borrowing) secured against their home. That's not to say that they do not have plenty of other unsecured debt.TRUMP Plumbing wrote: ↑Sun Jun 18, 2023 11:12 amIs there any evidence for this? I would imagine lots of people have continually remortgaged and drawn down on the value of their homes, as we've been encouraged to do so ever since the 1980s.The Mindsweep wrote: ↑Sun Jun 18, 2023 9:52 am
Most will have plenty of equity, why should government support investment. Sell, get a more affordable property or use the profit from the sale to rent.
What mortgage holders are now experiencing has been a fact of life that the increasing amount of people who rent have been suffering with for years.
It surprised me too. Buildplace (who are reputable and credible) do some brilliant analysis, but I just can't locate it right now. If I do I'll link to it on here.
People in london are earning upto 9k a month ?Dunners wrote: ↑Mon Jun 19, 2023 11:11 amIt surprised me too. Buildplace (who are reputable and credible) do some brilliant analysis, but I just can't locate it right now. If I do I'll link to it on here.
This is from 2021:
www.ons.gov.uk/peoplepopulationandcommu ... o2015/2021
There were 24.9 million dwellings across England in 2021:
- 32.6% of these were owned outright
- 28% were owned with a mortgage or loan
- 20% were privately rented
- 17% were classed as social housing
The older generation has paid off its mortgages, and that even accounts for many who refinanced to provide their children with deposits on their first home purchases. What is left is the prime working age population on whom the state most depends for taxable income, as they earn the salaries and spend the cash.
- 2.4% included unoccupied dwellings
Those with mortgages are about to get screwed. And those who rent are already getting screwed (in London as much as 30% of their income is going on rent). So, as a society that is based upon consumption led growth, we've reached the end of the road. This is what has the money markets so spooked right now.
We're basically Japan now. Only, unlike them, we have immigrants to blame.
Of the 20% of dwellings that are Privately Rented - that's about 5m homes - I wonder what % of those are also mortgaged. I'm sure there's lots of BTL landlords also about to get hit with much higher borrowing costs. I'm not suggesting we feel sorry for over leveraged landlords, btw - rather that this will also hit tenants if the LL attempts to pass on their higher costs.Dunners wrote: ↑Mon Jun 19, 2023 11:11 amIt surprised me too. Buildplace (who are reputable and credible) do some brilliant analysis, but I just can't locate it right now. If I do I'll link to it on here.
This is from 2021:
www.ons.gov.uk/peoplepopulationandcommu ... o2015/2021
There were 24.9 million dwellings across England in 2021:
- 32.6% of these were owned outright
- 28% were owned with a mortgage or loan
- 20% were privately rented
- 17% were classed as social housing
The older generation has paid off its mortgages, and that even accounts for many who refinanced to provide their children with deposits on their first home purchases. What is left is the prime working age population on whom the state most depends for taxable income, as they earn the salaries and spend the cash.
- 2.4% included unoccupied dwellings
Those with mortgages are about to get screwed. And those who rent are already getting screwed (in London as much as 30% of their income is going on rent). So, as a society that is based upon consumption led growth, we've reached the end of the road. This is what has the money markets so spooked right now.
We're basically Japan now. Only, unlike them, we have immigrants to blame.
That's a whole other sh*tshow and, short to medium term, the pain being felt by the BTL crowd could be devastating for private renters. We're beginning to see some try and sell, but most are still hanging on in the hope that they can tough it out (and pass on the financial pain to their tenants). Diminishing supply and increasing rents will erode tenants' spending/savings potential, which will further compound the economic turmoil.StillSpike wrote: ↑Mon Jun 19, 2023 11:49 amOf the 20% of dwellings that are Privately Rented - that's about 5m homes - I wonder what % of those are also mortgaged. I'm sure there's lots of BTL landlords also about to get hit with much higher borrowing costs. I'm not suggesting we feel sorry for over leveraged landlords, btw - rather that this will also hit tenants if the LL attempts to pass on their higher costs.Dunners wrote: ↑Mon Jun 19, 2023 11:11 amIt surprised me too. Buildplace (who are reputable and credible) do some brilliant analysis, but I just can't locate it right now. If I do I'll link to it on here.
This is from 2021:
www.ons.gov.uk/peoplepopulationandcommu ... o2015/2021
There were 24.9 million dwellings across England in 2021:
- 32.6% of these were owned outright
- 28% were owned with a mortgage or loan
- 20% were privately rented
- 17% were classed as social housing
The older generation has paid off its mortgages, and that even accounts for many who refinanced to provide their children with deposits on their first home purchases. What is left is the prime working age population on whom the state most depends for taxable income, as they earn the salaries and spend the cash.
- 2.4% included unoccupied dwellings
Those with mortgages are about to get screwed. And those who rent are already getting screwed (in London as much as 30% of their income is going on rent). So, as a society that is based upon consumption led growth, we've reached the end of the road. This is what has the money markets so spooked right now.
We're basically Japan now. Only, unlike them, we have immigrants to blame.
I'm very glad I'm old, frankly.
The Fug Smucker needs a lesson or 10,000 !
I'm sure Rwanda will do the decent thing and give back the £140m they got up front.Wally Banter wrote: ↑Thu Jun 29, 2023 10:51 am Just another standard day under this govt.
Hateful, incompetent c*nts in "unlawful immigration plan" shocker:
https://www.theguardian.com/uk-news/202 ... ourt-rules
Hateful, incompetent c*nts in "campaign of interference" shocker:
https://www.bbc.co.uk/news/uk-66051280
Can you imagine how much time and energy in public office this govt has wasted trying to bury their own sh*t over the last 12 years?
What about that Tory MP? Bailed 4 times for sexual assaults, not been in the Commons for about a year. He is still going to be on the ballot paper for the General Election and I bet the folks in *o*f*r* E*s*x vote him back in.Max B Gold wrote: ↑Thu Jul 06, 2023 12:28 pm I see the aptly named Chris Pincher, a former Tory whip, may have to resign amidst accusations of groping.
They really are a large group of parliamentary sex pests.