Independent Leyton Orient Forum

Fun map here if you want to see how fu*ked or prudent your council is: https://www.express.co.uk/finance/perso ... t-billions



Looks very arbitrary in terms of distribution of bankrupt Vs Solvent councils

Joe315 wrote: ↑Tue Jan 16, 2024 4:12 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 3:21 pm

Joe315 wrote: ↑Tue Jan 16, 2024 2:39 pm

That must be why the Tories are increasing Housing Benefits by up to £800 from April.

£800 will be a drop in the ocean to even rent a basic flat these days. One beds in Leyton get £130-1500 these days. Labour MP’s have buy to let properties as well as Tories. Don’t knock people who prudently invest their own money to provide accommodation. They are quite legally creating an investment. They are not robbing banks !

Just robbing People of Homes. Mortgages falling & Rents Rising, As someone said earlier " Scumlords".

Not everyone wants a mortgage round their neck. Some would rather spend their hard earned cash on themselves.

Proposition Joe wrote: ↑Tue Jan 16, 2024 3:46 pm If they want an investment, why don't they open a stocks and shares ISA and leave the houses they don't live in for other people? They're not doing it to provide accommodation. Only a very silly person would believe that.

Of course they’re not providing accommodation. The accommodation is there, they’re just choosing to own someone else’s home to make a few quid.

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:01 pm

Joe315 wrote: ↑Tue Jan 16, 2024 4:12 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 3:21 pm

£800 will be a drop in the ocean to even rent a basic flat these days. One beds in Leyton get £130-1500 these days. Labour MP’s have buy to let properties as well as Tories. Don’t knock people who prudently invest their own money to provide accommodation. They are quite legally creating an investment. They are not robbing banks !

Just robbing People of Homes. Mortgages falling & Rents Rising, As someone said earlier " Scumlords".

Not everyone wants a mortgage round their neck. Some would rather spend their hard earned cash on themselves.

I’m sure everyone would rather spend their hard earned cash on themselves rather than gift it to some parasitic landlord

Hoover Attack wrote: ↑Tue Jan 16, 2024 10:04 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:01 pm

Joe315 wrote: ↑Tue Jan 16, 2024 4:12 pm

Just robbing People of Homes. Mortgages falling & Rents Rising, As someone said earlier " Scumlords".

Not everyone wants a mortgage round their neck. Some would rather spend their hard earned cash on themselves.

I’m sure everyone would rather spend their hard earned cash on themselves rather than gift it to some parasitic landlord

Very short sighted to generalise that all Landlords are parasites. Many people are dependent on the private sector Lanflord.

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:01 pm

Joe315 wrote: ↑Tue Jan 16, 2024 4:12 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 3:21 pm

£800 will be a drop in the ocean to even rent a basic flat these days. One beds in Leyton get £130-1500 these days. Labour MP’s have buy to let properties as well as Tories. Don’t knock people who prudently invest their own money to provide accommodation. They are quite legally creating an investment. They are not robbing banks !

Just robbing People of Homes. Mortgages falling & Rents Rising, As someone said earlier " Scumlords".

Not everyone wants a mortgage round their neck. Some would rather spend their hard earned cash on themselves.

Paying a Mortgage isn't a burden
When it's cheaper than Renting.
Don't know how you think renters have
Hard earned left to spend on themselves

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:11 pm

Hoover Attack wrote: ↑Tue Jan 16, 2024 10:04 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:01 pm

Not everyone wants a mortgage round their neck. Some would rather spend their hard earned cash on themselves.

I’m sure everyone would rather spend their hard earned cash on themselves rather than gift it to some parasitic landlord

Very short sighted to generalise that all Landlords are parasites. Many people are dependent on the private sector Lanflord.

Only because the scumlords bought the houses up & charge extortionate amounts above the cost of a mortgage.

Hoover Attack wrote: ↑Tue Jan 16, 2024 10:04 pm I’m sure everyone would rather spend their hard earned cash on themselves

Great motto for an accountancy firm

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:11 pm

Hoover Attack wrote: ↑Tue Jan 16, 2024 10:04 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:01 pm

Not everyone wants a mortgage round their neck. Some would rather spend their hard earned cash on themselves.

I’m sure everyone would rather spend their hard earned cash on themselves rather than gift it to some parasitic landlord

Very short sighted to generalise that all Landlords are parasites. Many people are dependent on the private sector Lanflord.

Its actually very easy to say all landlords are parasites.

I wouldn't say all landlords are parasitic scum, just every single one I've ever rented from or otherwise encountered.

Considering this started as a thread about social care it seems to have become pretty fixated on private sector rented accommodation, the issues of multiple ownership as a business and the simple fact that many, but far from all, private sector landlords are money grabbing/socially irresponsible fu*kits.

Back to social care which is a massively complex area, rarely with 2 cases the same and often with multiple layers of professional and regulatory support needed. Costs are ridiculous and the move to drive down unit costs has made the quality of service provided of often dubious quality.

Yes Councils are often inefficient and wasteful but
they frequently hhave communities and their needs at the forefront. Big commercial organisations make community support initiatives from their inflated profits or tax deductible schemes.

Social Care needs a root and branch review and proper funding to make it efficient, coordinated and fit for purpose. Nobody has had the guts to do it for a least 40 years.

Our landlord was Tower Hamlets council , we are now under Tower Hamlets Community Housing who are apparently skint , they are now amalgamating with Poplar Harca who also have massive debts ( allegedly ) should be fun and games

Proposition Joe wrote: ↑Tue Jan 16, 2024 11:11 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:11 pm

Hoover Attack wrote: ↑Tue Jan 16, 2024 10:04 pm

I’m sure everyone would rather spend their hard earned cash on themselves rather than gift it to some parasitic landlord

Very short sighted to generalise that all Landlords are parasites. Many people are dependent on the private sector Lanflord.

Its actually very easy to say all landlords are parasites.

Very easy to say but a very simplistic view.

Joe315 wrote: ↑Tue Jan 16, 2024 10:16 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:11 pm

Hoover Attack wrote: ↑Tue Jan 16, 2024 10:04 pm

I’m sure everyone would rather spend their hard earned cash on themselves rather than gift it to some parasitic landlord

Very short sighted to generalise that all Landlords are parasites. Many people are dependent on the private sector Lanflord.

Only because the scumlords bought the houses up & charge extortionate amounts above the cost of a mortgage.

Market forces dictate the rents. However, I know several Landlords who do not charge the full rent , including Employers, private Landlords, some Trusts , Charities, Church Landlords and ‘accidental Landlords, so for this who generalise all Landlords as bad ‘under one blanket’ you are very misguided in your view of all Landlords.

Joe315 wrote: ↑Tue Jan 16, 2024 10:15 pm

Daily Express bot wrote: ↑Tue Jan 16, 2024 10:01 pm

Joe315 wrote: ↑Tue Jan 16, 2024 4:12 pm

Just robbing People of Homes. Mortgages falling & Rents Rising, As someone said earlier " Scumlords".

Not everyone wants a mortgage round their neck. Some would rather spend their hard earned cash on themselves.

Paying a Mortgage isn't a burden
When it's cheaper than Renting.
Don't know how you think renters have
Hard earned left to spend on themselves

Mortgage rates are high at the moment and renting is probably cheaper at the moment than taking out a mortgage with all the arrangement fees , stamp duty etc. Will probably not stay like this once rates come down. One only goes from renting the property to ‘renting ‘ the money with a mortgage. A huge burden either way and fact of life for most.

It looks like Woking has borrowed to invest in some ridiculous property developments that have inevitably gone bad. Skyscrapers in the town centre, FFS.

I read that in Scotland, care homes can only be run "not for profit'.

Currywurst and Chips wrote: ↑Tue Jan 16, 2024 8:21 pm Fun map here if you want to see how fu*ked or prudent your council is: https://www.express.co.uk/finance/perso ... t-billions



Looks very arbitrary in terms of distribution of bankrupt Vs Solvent councils

Multiple councils with Billion pound debts.

Surely, we cant go on like this.

Long slender neck wrote: ↑Wed Jan 17, 2024 7:13 am I read that in Scotland, care homes can only be run "not for profit'.

Not quiet. This term just means that any annual operating "surplus" must not be accounted for as a "profit", but instead be reinvested back into the business.

This is a good thing, to some extent, but reinvesting back into the business also includes servicing record levels of debt. Debt that, increasingly, is owed to private investors. There's a reason why the likes of Black Rock are investing in UK public services, real estate and agriculture sectors.

Bloody money people always find a way.

Dunners wrote: ↑Wed Jan 17, 2024 7:38 am

Long slender neck wrote: ↑Wed Jan 17, 2024 7:13 am I read that in Scotland, care homes can only be run "not for profit'.

Not quiet. This term just means that any annual operating "surplus" must not be accounted for as a "profit", but instead be reinvested back into the business.

This is a good thing, to some extent, but reinvesting back into the business also includes servicing record levels of debt. Debt that, increasingly, is owed to private investors. There's a reason why the likes of Black Rock are investing in UK public services, real estate and agriculture sectors.

Some of the largest expenditure is for agency staffing , the caters often on bare minimum wage whilst the agencies understandably cream off the top of this with a higher rate charged to the authorities. Sometimes this is purely unavoidable as a particular situation could be ‘live’ and a family suddenly requiring emergency help and care.
However, at times the nature of this care is really appalling with novice carers thrown in at the deep end, turning up for their allotted 15 minute or so slot making a cup of tea and a bowl of instant porridge then moving on to their next visit. If an adult is wearing continence pads and need changing at the time these will be attended to but often the timing is not in sync and families have to deal or wait until the next visit. Sadly there are so many adults without relatives or friends or relatives who simply are not interested until the will is read out.

Daily Express bot wrote: ↑Wed Jan 17, 2024 7:50 am

Dunners wrote: ↑Wed Jan 17, 2024 7:38 am

Long slender neck wrote: ↑Wed Jan 17, 2024 7:13 am I read that in Scotland, care homes can only be run "not for profit'.

Not quiet. This term just means that any annual operating "surplus" must not be accounted for as a "profit", but instead be reinvested back into the business.

This is a good thing, to some extent, but reinvesting back into the business also includes servicing record levels of debt. Debt that, increasingly, is owed to private investors. There's a reason why the likes of Black Rock are investing in UK public services, real estate and agriculture sectors.

Some of the largest expenditure is for agency staffing , the caters often on bare minimum wage whilst the agencies understandably cream off the top of this with a higher rate charged to the authorities. Sometimes this is purely unavoidable as a particular situation could be ‘live’ and a family suddenly requiring emergency help and care.
However, at times the nature of this care is really appalling with novice carers thrown in at the deep end, turning up for their allotted 15 minute or so slot making a cup of tea and a bowl of instant porridge then moving on to their next visit. If an adult is wearing continence pads and need changing at the time these will be attended to but often the timing is not in sync and families have to deal or wait until the next visit. Sadly there are so many adults without relatives or friends or relatives who simply are not interested until the will is read out.

Totally.

These care providers are just as parasitic as the landlords we were discussing above.

Hoover Attack wrote: ↑Wed Jan 17, 2024 7:54 am Totally.

These care providers are just as parasitic as the landlords we were discussing above.

To some extent, yes. But, for any company looking to provide care services it is pretty much impossible to operate in any other way. This is due to a number of factors, including access to funding, employment market conditions, demographic trends, procurement regulations etc.

I work for a large organisation that used to operate a significant care provider subsidiary. However, last year we concluded that it was no longer possible to operate that part of the business in an ethical manner (we were not even sure it was possible to remain entirely legal, either). We have since been going through the process of exiting that part of the business, mainly through transfers to other non-profit providers. But they are a rapidly diminishing pool.

Long slender neck wrote: ↑Wed Jan 17, 2024 7:44 am Bloody money people always find a way.

Still, at least it all helps towards your stocks and shares ISA.

Hoover Attack wrote: ↑Wed Jan 17, 2024 7:54 am

Daily Express bot wrote: ↑Wed Jan 17, 2024 7:50 am

Dunners wrote: ↑Wed Jan 17, 2024 7:38 am

Not quiet. This term just means that any annual operating "surplus" must not be accounted for as a "profit", but instead be reinvested back into the business.

This is a good thing, to some extent, but reinvesting back into the business also includes servicing record levels of debt. Debt that, increasingly, is owed to private investors. There's a reason why the likes of Black Rock are investing in UK public services, real estate and agriculture sectors.

Some of the largest expenditure is for agency staffing , the caters often on bare minimum wage whilst the agencies understandably cream off the top of this with a higher rate charged to the authorities. Sometimes this is purely unavoidable as a particular situation could be ‘live’ and a family suddenly requiring emergency help and care.
However, at times the nature of this care is really appalling with novice carers thrown in at the deep end, turning up for their allotted 15 minute or so slot making a cup of tea and a bowl of instant porridge then moving on to their next visit. If an adult is wearing continence pads and need changing at the time these will be attended to but often the timing is not in sync and families have to deal or wait until the next visit. Sadly there are so many adults without relatives or friends or relatives who simply are not interested until the will is read out.

Totally.

These care providers are just as parasitic as the landlords we were discussing above.

I tend to agree with you on the care providers but differ with your view of Landlords per se . There are obviously good and bad, even good care agencies and Landlords. Thing is not many people are up to doing a caring roll . Really is a tough unpleasant job and we are generally reliant on foreign workers for this role especially in major cities. Those who can afford it can get a gold standard service. Those who have no savings or home get the basic package. No fun getting old and sick.