When Will The Penny Drop?

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When Will The Penny Drop?

Post by spen666 »

https://www.theguardian.com/environment ... f-flooding

When will planners wake up and start refusing planning permission for homes in areas at high risk of flooding?

When will developers wake up and stop building homes in areas at high risk of flooding?

When will purchasers stop buying homes in areas at high risk of flooding?
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When Will The Spenny Drop?

Post by Howling Mad Murdock »

Dunno but it's pretty grim,obviously.
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Re: When Will The Penny Drop?

Post by Long slender neck »

Probably when they get flooded
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Re: When Will The Penny Drop?

Post by Mikero »

When are the developers going to compensate the people with worthless houses? The problem is if you put in prohibitions half of Linconshire will not have any new housing, similarly West Somerset, both of these areas will be underwater in a few decades

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Re: When Will The Penny Drop?

Post by Thor »

Developers won't and dont care as they build the property, they take the profit and move on. The heartache stays behind with the owners once again.

Planners can stop it, but there are commitments to build x number of houses and so when reviewed against risk the balance tips in the favour of approval.
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Re: When Will The Penny Drop?

Post by BoniO »

spen666 wrote: Sun Feb 23, 2020 9:56 pm https://www.theguardian.com/environment ... f-flooding

When will planners wake up and start refusing planning permission for homes in areas at high risk of flooding?

When will developers wake up and stop building homes in areas at high risk of flooding?

When will purchasers stop buying homes in areas at high risk of flooding?
When will central government admit that they need to invest in robust flood defences appropriate for the changing climate, and then do just that.

When will central government admit that they are responsible for causing the problem by forcing all local authorities to meet targets, regardless of whether there is suitable land to achieve these targets, and then review and change their policy to ensure that building on high flood risk areas does not happen.
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Re: When Will The Penny Drop?

Post by cockhat »

spen666 wrote: Sun Feb 23, 2020 9:56 pm https://www.theguardian.com/environment ... f-flooding

When will planners wake up and start refusing planning permission for homes in areas at high risk of flooding?

When will developers wake up and stop building homes in areas at high risk of flooding?

When will purchasers stop buying homes in areas at high risk of flooding?
When will banks and building societies refuse to offer mortgages on these properties?
Maybe then builders will reconsider where they build.
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Re: When Will The Penny Drop?

Post by Chicken Dhansak »

It's a complete building frenzy everywhere at the moment. Around where I live, Mill Hill and Colindale the amount of new
development is frightening, it seems to be everywhere. Even on my way to Brissie Road I see it. Coming in to Ruckholt Road,
from near Asda the skyline has completely changed. Soon we will not be able to see the sky. They just can't see that more
concrete means more flooding.
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Re: When Will The Penny Drop?

Post by Disoriented »

Chicken Dhansak wrote: Mon Feb 24, 2020 10:27 am It's a complete building frenzy everywhere at the moment. Around where I live, Mill Hill and Colindale the amount of new
development is frightening, it seems to be everywhere. Even on my way to Brissie Road I see it. Coming in to Ruckholt Road,
from near Asda the skyline has completely changed. Soon we will not be able to see the sky. They just can't see that more
concrete means more flooding.
With a bit of luck we may not be able to see the pitch soon.
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Re: When Will The Penny Drop?

Post by Mikero »

Flood defences can only go so far before the water pressure gets high enough to liquify the ground underneath them, you would literally have to build a dam all along the coast to stop any flooding. A friend of mine lives near Boston, miles from the sea, but in the distance you can see a black line on the horizon which is the sea wall and it is obviously metres above the land, one breach in that would flood hundreds of square miles.

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Re: When Will The Penny Drop?

Post by Adz »

spen666 wrote: Sun Feb 23, 2020 9:56 pm https://www.theguardian.com/environment ... f-flooding

When will planners wake up and start refusing planning permission for homes in areas at high risk of flooding?

When will developers wake up and stop building homes in areas at high risk of flooding?

When will purchasers stop buying homes in areas at high risk of flooding?
Insurers will refuse to insure them and that will make them impossible to buy by anyone with a mortgage, soon bringing an end to this madness.
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Re: When Will The Penny Drop?

Post by Thor »

A new flood insurance scheme was started to cover such people how cost effective it is I dont know.
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Re: When Will The Penny Drop?

Post by Adz »

Thor wrote: Tue Feb 25, 2020 7:11 am A new flood insurance scheme was started to cover such people how cost effective it is I dont know.
Funded by mug tax payers is it?
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Re: When Will The Penny Drop?

Post by Ronnie Hotdogs »

Adz wrote: Tue Feb 25, 2020 7:26 am
Thor wrote: Tue Feb 25, 2020 7:11 am A new flood insurance scheme was started to cover such people how cost effective it is I dont know.
Funded by mug tax payers is it?
Someone’s got to make sure these property developers can still earn a living.
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Re: When Will The Penny Drop?

Post by BoniO »

RedO wrote: Tue Feb 25, 2020 9:03 am
Adz wrote: Tue Feb 25, 2020 7:26 am
Thor wrote: Tue Feb 25, 2020 7:11 am A new flood insurance scheme was started to cover such people how cost effective it is I dont know.
Funded by mug tax payers is it?
Someone’s got to make sure these property developers can still earn a living.
To be fair, I don't think anyone can do a better job than this Tory government.
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Re: When Will The Penny Drop?

Post by ContrifibulatoryFred »

Houses near Charlie Brown roundabout which lie close to the River Roding have been uninsurable for years - meaning that owners cannot sell either. If you are going to outlaw anything we could start with banning concreting over gardens and driveways as water is being funnelled into breach points when it could be more naturally absorbed across a wider area
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Re: When Will The Penny Drop?

Post by slacker »

Adz wrote: Tue Feb 25, 2020 7:26 am
Thor wrote: Tue Feb 25, 2020 7:11 am A new flood insurance scheme was started to cover such people how cost effective it is I dont know.
Funded by mug tax payers is it?
Isn’t that FloodRe, which is an insurance industry-wide initiative to spread the load & , er, mop up “high-risk” homes funded by a levy on InsCos?
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Re: When Will The Penny Drop?

Post by LittleMate »

Adz wrote: Tue Feb 25, 2020 12:24 am
spen666 wrote: Sun Feb 23, 2020 9:56 pm https://www.theguardian.com/environment ... f-flooding

When will planners wake up and start refusing planning permission for homes in areas at high risk of flooding?

When will developers wake up and stop building homes in areas at high risk of flooding?

When will purchasers stop buying homes in areas at high risk of flooding?
Insurers will refuse to insure them and that will make them impossible to buy by anyone with a mortgage, soon bringing an end to this madness.
And then a new madness will set in. The price of good land will rocket and so will house prices as the shortage becomes even more acute.

I'm no socialist, but we do need to get local government financially involved in the building of new homes. It may be one of the only ways to speed up the new housing process, which has lagged behind demand for decades now.
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Re: When Will The Penny Drop?

Post by Thor »

slacker wrote: Tue Feb 25, 2020 11:51 am
Adz wrote: Tue Feb 25, 2020 7:26 am
Thor wrote: Tue Feb 25, 2020 7:11 am A new flood insurance scheme was started to cover such people how cost effective it is I dont know.
Funded by mug tax payers is it?
Isn’t that FloodRe, which is an insurance industry-wide initiative to spread the load & , er, mop up “high-risk” homes funded by a levy on InsCos?
Yes it is Floodre and it’s supposed to be affordable unlike normal house insurance which in all likelihood won’t cover you for flooding.
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Re: When Will The Penny Drop?

Post by Adz »

Interesting stuff. Let's face it, it all comes down to high levels of immigration really. It's the elephant in the room that no one wants to argue against for fear of being called a racist.
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Re: When Will The Penny Drop?

Post by Ronnie Hotdogs »

Adz wrote: Tue Feb 25, 2020 10:27 pm Interesting stuff. Let's face it, it all comes down to high levels of immigration really. It's the elephant in the room that no one wants to argue against for fear of being called a racist.
No.

It comes down to an ageing population living longer. Luckily the tories are doing something about that.
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Re: When Will The Penny Drop?

Post by Adz »

RedO wrote: Tue Feb 25, 2020 11:05 pm
Adz wrote: Tue Feb 25, 2020 10:27 pm Interesting stuff. Let's face it, it all comes down to high levels of immigration really. It's the elephant in the room that no one wants to argue against for fear of being called a racist.
No.

It comes down to an ageing population living longer. Luckily the tories are doing something about that.
Coronavirus?

Disagree, life expectancy increases have been offset by birth rate decreases.

The sooner statistics bureaus switch to per capita reporting the sooner high immigration will be shown up for what it is (a drain on the economy). High immigration is good for business bottom line and not much else.
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Re: When Will The Penny Drop?

Post by Dunners »

It's a combination of factors; concentrated economic centres, regional supply/demand imbalance, central bank policy post-GFC, land banking, government housing policy, planning policy... etc.

Immigration and an ageing population will both factor to some extent, but neither are a significant contributor on their own.
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Re: When Will The Penny Drop?

Post by Ronnie Hotdogs »

Adz wrote: Wed Feb 26, 2020 1:08 am
RedO wrote: Tue Feb 25, 2020 11:05 pm
Adz wrote: Tue Feb 25, 2020 10:27 pm Interesting stuff. Let's face it, it all comes down to high levels of immigration really. It's the elephant in the room that no one wants to argue against for fear of being called a racist.
No.

It comes down to an ageing population living longer. Luckily the tories are doing something about that.
Coronavirus?

Disagree, life expectancy increases have been offset by birth rate decreases.

The sooner statistics bureaus switch to per capita reporting the sooner high immigration will be shown up for what it is (a drain on the economy). High immigration is good for business bottom line and not much else.
Their never ending austerity and the way it’s reducing life expectancy.

But who is going to do the work required to support and provide for all these olds? We need more younger people. Or less olds. I’m happy with whichever approach you want to take but we need to restore the imbalance one way or another.
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Re: When Will The Penny Drop?

Post by Adz »

Government needs to ensure more is put into pensions, expectations are too high for most. They've created a system of moral hazard across the board
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